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Searching for the Right Loan? We make it easy!

Finding the right loan for your build can be a challenge, it can even be a little frustrating and the hassle of trying to work through lenders and negotiations and the endless paperwork can become overwhelming. MyChoice Home Loans removes the stress of finding your own finance - we make securing the funds for your dream home easy, enjoyable and uncomplicated.

We have access to loans from a wide range of lenders, helping to secure the best loan for your individual requirements. The expertise and experience we have within the construction industry and with your builder allows our loan specialists to walk you through every aspect of funding your new home.

The team at MyChoice Home Loans will partner with you along every step of the building journey, as together we watch your dream transform into a reality. From the initial conversation, we offer the convenience, choice, clear information and communication that will give you peace of mind throughout the entire process. Plus, we work towards getting your loan approved faster and continue to provide support throughout the entire life of your loan, so that you can feel confident and relax knowing your finances are taken care of.

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Finance your dream home with MyChoice Home Loans

The MyChoice Home Loans Difference

  • One experienced person will look after you throughout your journey
  • We use our relationships to negotiate better outcomes for you
  • We have access to custom designed construction loans just for you
  • We have access to in house loan approvals for your construction loan
  • We settle your construction loan and get consent from the lender to build
  • We look after you once your loan has settled
  • We make the process faster, so you can start building sooner.

For an obligation free chat with one of our MyChoice Home Loan specialists please call 1300 786 908 or email enquiries@mychoicehomeloans.com.au

The MyChoice Home Loans difference

  • One experienced person will look after you throughout your journey
  • Use relationships and connections to negotiate better outcomes for you
  • Have access to custom designed construction loans just for you
  • Have access to in-house loan approvals for your construction loan
  • Can settle your construction loan and acquire consent from the lender to build
  • Look after you once your loan has settled
  • Make the process faster, so you can start building sooner

Borrowing Power

With this incredible tool, you can find out how much you can possibly borrow for a new home based on your current salary and existing commitments.

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Budget Planner

When you’re buying a new home, budgeting is essential to being able to afford your loan payments. This tool asks for your annual income and expenses in order to help you better understand your financial position.

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Extra Repayments

Shortening the length of your loan term by making additional repayments over and above your current repayments can provide significant interest savings. Calculate your savings with our extra repayments tool.

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Loan Comparison

Understand the difference between two current home loans on the market. Make a direct comparison to determine which delivers the best value over the term of the loan.

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Loan Repayments

Get an easy way to calculate what your minimum weekly, fortnightly or monthly loan repayment would be on your borrowed amount.

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Lump Sum

If you're looking for a way to save significant amounts of money on interest as well as shorten your loan repayment period, use this calculator. Find out how much you can save by making a one-off lump sum repayment on top of your current repayments.

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Savings

Thinking about your financial future? Set a savings goal. This tool can project how much you can accumulate over time with an initial amount and ongoing contributions.

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Stamp Duty

Stamp duty varies from state to state. Use this state specific calculator to see how much stamp duty will be payable on the purchase of your new home or land.

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Home Loan enquiry

Home loans made easy

For an obligation free chat with one of our MyChoice Home Loan specialists please call 1300 786 908 or fill in this form.

Brighton Pays

Learn More

Discover ultimate financial freedom with a Brighton Pays home loan. This flexible home loan option is where Brighton will pay the interest on the house component of your loan (excluding land), while your home is in construction!*

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Finance your dream home with MyChoice Home Loans

First Home Buyer?

The Australian Government is introducing a First Home Loan Deposit Scheme (FHLDS) to support eligible first home buyers purchase their first home sooner.  The scheme will kick off 1 January 2020 and will support up to 10,000 first home loan guarantees each financial year.

To see if you’re eligible for the scheme and to find out more, click below.

Find Out More

MyChoice Home Loans Pty Ltd ACN 610 250 578 is an authorised Credit Representative (Number 485273) of Mortgageport Management Pty Ltd ACN 082 753 679 Australian Credit Licence 386360. 

MyChoice Home Loans Pty Ltd is 50% owned by NEX Building Group and as a result of introducing borrowers, may receive a financial benefit as a result of its ownership in MyChoice Home Loans.